.ezfvi-wrap{--blue:#1f4e78;--blue2:#2e75b6;--green:#2e7d32;--greenbg:#e8f5e9;--yellow:#9a6700;--yellowbg:#fff4ce;--red:#a4262c;--redbg:#fde7e9;--gray:#f5f7f9;--text:#1f2937;max-width:1180px;margin:24px auto;color:var(--text);font-family:inherit}.ezfvi-hero{display:flex;justify-content:space-between;gap:20px;align-items:center;padding:26px 28px;background:linear-gradient(135deg,var(--blue),var(--blue2));color:#fff;border-radius:14px 14px 0 0}.ezfvi-hero h2{margin:0 0 6px;font-size:clamp(25px,3vw,38px);color:#fff}.ezfvi-hero p{margin:0;opacity:.94}.ezfvi-updated{text-align:right;min-width:150px}.ezfvi-benchmarks{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px;background:#eef5fb;padding:16px 20px}.ezfvi-benchmark-card{background:#fff;border:1px solid #dbe6ef;border-radius:10px;padding:14px 18px;display:grid;grid-template-columns:1fr auto;gap:2px 18px;align-items:center}.ezfvi-benchmark-card strong{font-size:22px;color:var(--blue)}.ezfvi-benchmark-card small{grid-column:1/-1;color:#667085}.ezfvi-key{display:flex;flex-wrap:wrap;gap:12px 24px;padding:14px 18px;background:#fff;border:1px solid #e5e7eb;border-top:0}.ezfvi-key span{font-size:13px;display:flex;gap:6px;align-items:center}.ezfvi-dot,.ezfvi-signal i{display:inline-block;width:13px;height:13px;border-radius:50%;flex:0 0 13px}.ezfvi-dot.green,.ezfvi-signal.green i{background:#45a049;box-shadow:0 0 0 3px #d7f2da}.ezfvi-dot.yellow,.ezfvi-signal.yellow i{background:#e1a600;box-shadow:0 0 0 3px #fff0b2}.ezfvi-dot.red,.ezfvi-signal.red i{background:#d64545;box-shadow:0 0 0 3px #f8caca}.ezfvi-signal.na i{background:#98a2b3;box-shadow:0 0 0 3px #eaecf0}.ezfvi-section{margin-top:24px;border:1px solid #dce3e9;border-radius:12px;overflow:hidden;background:#fff;box-shadow:0 4px 18px rgba(31,78,120,.06)}.ezfvi-section-title{display:flex;justify-content:space-between;align-items:baseline;padding:14px 18px;background:var(--blue);color:#fff}.ezfvi-section-title h3{margin:0;color:#fff}.ezfvi-section-title span{font-size:13px;opacity:.9}.ezfvi-table-wrap{overflow-x:auto}.ezfvi-table{width:100%;border-collapse:collapse;min-width:900px}.ezfvi-table th{background:#eaf2f8;color:#1f3f5b;padding:11px 10px;text-align:center;font-size:13px;border-bottom:2px solid #c8d8e6}.ezfvi-table td{padding:12px 10px;text-align:center;border-bottom:1px solid #edf0f2}.ezfvi-table tbody tr:hover{background:#fafcff}.ezfvi-table td:first-child,.ezfvi-table th:first-child{text-align:left;padding-left:16px}.ezfvi-analysis{display:block;color:#7a8695;font-weight:400;margin-top:2px}.ezfvi-signal{display:inline-flex;align-items:center;gap:8px;font-weight:700;font-size:12px}.ezfvi-action{padding:5px 8px;border-radius:6px;font-size:12px}.ezfvi-action.green{background:var(--greenbg);color:var(--green)}.ezfvi-action.yellow{background:var(--yellowbg);color:var(--yellow)}.ezfvi-action.red{background:var(--redbg);color:var(--red)}.ezfvi-action.na{background:#f2f4f7;color:#667085}.ezfvi-vs{font-weight:700;font-size:12px}.ezfvi-vs.better{color:var(--green)}.ezfvi-vs.worse{color:var(--red)}.ezfvi-explainer{margin:24px 0;border:1px solid #dce3e9;border-radius:10px;background:#f8fafc;padding:12px 16px}.ezfvi-explainer summary{cursor:pointer;font-weight:700;color:var(--blue)}.ezfvi-explainer-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:2px 24px;margin-top:10px}.ezfvi-explainer-grid p{font-size:13px;line-height:1.5}.ezfvi-chart-section{margin-top:24px;padding:18px;border:1px solid #dce3e9;border-radius:12px;background:#fff}.ezfvi-chart-section h3{margin:0 0 14px;color:var(--blue)}.ezfvi-chart{min-height:330px;width:100%;overflow:hidden}.ezfvi-chart svg{width:100%;height:auto;display:block}.ezfvi-chart .axis{stroke:#94a3b8;stroke-width:1}.ezfvi-chart .grid{stroke:#e5e7eb;stroke-width:1}.ezfvi-chart .label{fill:#667085;font-size:11px}.ezfvi-chart .legend{fill:#344054;font-size:12px;font-weight:600}.ezfvi-disclaimer{margin:18px 4px;color:#667085;font-size:12px;line-height:1.5}.ezfvi-empty-chart{display:flex;align-items:center;justify-content:center;height:250px;color:#667085;background:#f8fafc;border-radius:8px}@media(max-width:700px){.ezfvi-hero{align-items:flex-start;flex-direction:column}.ezfvi-updated{text-align:left}.ezfvi-benchmarks{grid-template-columns:1fr}.ezfvi-explainer-grid{grid-template-columns:1fr}.ezfvi-section-title{align-items:flex-start;gap:4px;flex-direction:column}.ezfvi-key{flex-direction:column}.ezfvi-chart{min-height:260px}}
.ezfvi-eyebrow{margin:0 0 6px!important;text-transform:uppercase;letter-spacing:.08em;font-size:12px;font-weight:800;opacity:.85}.ezfvi-local-note{padding:13px 18px;background:#fff8df;border:1px solid #f0d67a;border-top:0;color:#5f4b00;font-size:13px;line-height:1.55}.ezfvi-market-commentary,.ezfvi-methodology,.ezfvi-product-details,.ezfvi-faq{margin-top:24px;padding:20px 22px;border:1px solid #dce3e9;border-radius:12px;background:#fff}.ezfvi-market-commentary h3,.ezfvi-methodology h3,.ezfvi-product-details h3,.ezfvi-faq h3{margin:0 0 10px;color:var(--blue)}.ezfvi-market-commentary p,.ezfvi-methodology p,.ezfvi-product-details p,.ezfvi-faq p{line-height:1.65}.ezfvi-commentary-note,.ezfvi-chart-intro{font-size:13px;color:#667085}.ezfvi-product-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px;margin-top:16px}.ezfvi-product-card{border:1px solid #e2e8f0;border-radius:10px;padding:16px;background:#f9fbfd}.ezfvi-product-card h4{margin:0 0 8px;color:#1f3f5b;font-size:17px}.ezfvi-product-card h4 small{display:block;margin-top:2px;color:#7a8695;font-size:12px;font-weight:500}.ezfvi-product-card p{margin:8px 0 0;font-size:14px}.ezfvi-faq-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px 20px}.ezfvi-faq-grid>div{padding:14px 15px;border-radius:9px;background:#f8fafc;border:1px solid #e7edf3}.ezfvi-faq-grid h4{margin:0 0 6px;color:#1f3f5b;font-size:15px}.ezfvi-faq-grid p{margin:0;font-size:13px}.ezfvi-disclaimer{margin:24px 0 8px;padding:16px 18px;background:#f8fafc;border-left:4px solid #667085;border-radius:7px;color:#4b5563;font-size:12px;line-height:1.6}.ezfvi-disclaimer strong{display:block;color:#344054;font-size:13px;margin-bottom:5px}.ezfvi-disclaimer p{margin:0}.screen-reader-text{border:0!important;clip:rect(1px,1px,1px,1px)!important;-webkit-clip-path:inset(50%)!important;clip-path:inset(50%)!important;height:1px!important;margin:-1px!important;overflow:hidden!important;padding:0!important;position:absolute!important;width:1px!important;word-wrap:normal!important}@media(max-width:700px){.ezfvi-product-grid,.ezfvi-faq-grid{grid-template-columns:1fr}.ezfvi-market-commentary,.ezfvi-methodology,.ezfvi-product-details,.ezfvi-faq{padding:16px}.ezfvi-local-note{font-size:12px}}

/* Personal quote calculator */
.ezfvi-personal{margin-top:28px;border:2px solid #b8cfe2;border-radius:14px;background:#fff;overflow:hidden;box-shadow:0 8px 24px rgba(31,78,120,.09)}
.ezfvi-personal-head{display:flex;justify-content:space-between;gap:20px;align-items:flex-start;padding:24px 24px 18px;background:linear-gradient(135deg,#f4f9fd,#e5f1fa)}
.ezfvi-personal-head h3{margin:0 0 6px;color:var(--blue);font-size:24px}.ezfvi-personal-head p{margin:0;line-height:1.55;max-width:820px}.ezfvi-private-badge{white-space:nowrap;background:#e7f6ec;color:#226b35;border:1px solid #b9dfc5;border-radius:999px;padding:7px 11px;font-size:12px;font-weight:800}
.ezfvi-personal-note{margin:0;padding:12px 24px;background:#fff8df;border-top:1px solid #f0d67a;border-bottom:1px solid #f0d67a;color:#5f4b00;font-size:13px;line-height:1.55}
.ezfvi-personal-grain{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px 18px;padding:18px 24px;background:#fbfdff;border-bottom:1px solid #e5ebf0}.ezfvi-personal-grain label{display:grid;grid-template-columns:1fr 140px;gap:4px 12px;align-items:center}.ezfvi-personal-grain label>span{font-weight:800;color:#1f3f5b}.ezfvi-personal-grain label>span small{font-weight:500;color:#667085}.ezfvi-personal-grain input{width:100%;box-sizing:border-box;border:1px solid #aebdcc;border-radius:7px;padding:9px 10px;font:inherit;color:#1f2937;background:#fff}.ezfvi-personal-grain label>small{grid-column:1/-1;color:#667085}.ezfvi-grain-help{grid-column:1/-1;color:#667085;font-size:12px}
.ezfvi-personal-table-wrap{overflow-x:auto}.ezfvi-personal-table{width:100%;border-collapse:collapse;min-width:900px}.ezfvi-personal-table th{background:#eaf2f8;color:#1f3f5b;padding:10px;text-align:center;font-size:13px;border-bottom:1px solid #c8d8e6}.ezfvi-personal-table thead tr:first-child th{font-size:14px}.ezfvi-personal-table .ezfvi-subhead th{background:#f5f9fc;font-size:12px}.ezfvi-personal-table td{padding:12px 10px;text-align:center;border-bottom:1px solid #edf0f2;vertical-align:middle}.ezfvi-personal-table tbody th{text-align:left;padding-left:18px;background:#fff;border-bottom:1px solid #edf0f2}.ezfvi-personal-table tbody tr:hover td,.ezfvi-personal-table tbody tr:hover th{background:#fbfdff}.ezfvi-quote-cell{min-width:150px}.ezfvi-money-input{display:flex;align-items:center;border:1px solid #aebdcc;border-radius:7px;background:#fff;overflow:hidden;max-width:150px;margin:auto}.ezfvi-money-input span{padding:8px 0 8px 9px;color:#667085;font-weight:700}.ezfvi-money-input input{border:0;outline:0;width:100%;min-width:0;padding:8px 9px 8px 4px;font:inherit;background:transparent}.ezfvi-money-input:focus-within{border-color:#2e75b6;box-shadow:0 0 0 3px rgba(46,117,182,.12)}.ezfvi-na{color:#98a2b3;background:#fafafa}
.ezfvi-personal-signal{display:inline-flex;align-items:center;justify-content:center;gap:7px;border-radius:999px;padding:6px 9px;font-size:11px;font-weight:800;white-space:nowrap}.ezfvi-personal-signal i{display:inline-block;width:12px;height:12px;border-radius:50%}.ezfvi-personal-signal.green{background:var(--greenbg);color:var(--green)}.ezfvi-personal-signal.green i{background:#45a049}.ezfvi-personal-signal.yellow{background:var(--yellowbg);color:var(--yellow)}.ezfvi-personal-signal.yellow i{background:#e1a600}.ezfvi-personal-signal.red{background:var(--redbg);color:var(--red)}.ezfvi-personal-signal.red i{background:#d64545}.ezfvi-personal-signal.na{background:#f2f4f7;color:#667085}.ezfvi-personal-signal.na i{background:#98a2b3}
.ezfvi-personal-legend{display:flex;flex-wrap:wrap;gap:10px 22px;padding:14px 24px;background:#f8fafc;border-top:1px solid #e5ebf0;font-size:12px}.ezfvi-personal-legend span{display:flex;gap:7px;align-items:center}.ezfvi-personal-footer{display:flex;justify-content:space-between;gap:16px;align-items:center;padding:14px 24px}.ezfvi-personal-footer p{margin:0;font-size:12px;color:#475467}.ezfvi-reset{border:1px solid #aebdcc;border-radius:7px;background:#fff;color:#1f4e78;padding:8px 12px;font-weight:700;cursor:pointer}.ezfvi-reset:hover{background:#f4f8fb}.ezfvi-personal-cya{margin:0;padding:0 24px 18px;color:#667085;font-size:11px;line-height:1.5}
@media(max-width:700px){.ezfvi-personal-head{flex-direction:column;padding:18px}.ezfvi-personal-grain{grid-template-columns:1fr;padding:16px 18px}.ezfvi-personal-grain label{grid-template-columns:1fr 120px}.ezfvi-personal-note,.ezfvi-personal-legend,.ezfvi-personal-footer,.ezfvi-personal-cya{padding-left:18px;padding-right:18px}.ezfvi-personal-footer{align-items:flex-start;flex-direction:column}.ezfvi-private-badge{align-self:flex-start}}